Our Service

Exclusive range of services to manage your finance and spending

Enjoy a world of financial possibilities and full access to financial services personalized to your needs.

Quick transfer

Send money to loved ones or business transaction in a heartbeat.

Quick withdrawal

With oaypay, you have unlimited withdrawal of your money anytime

Savings & investment

Make a positive income from dividend paid directly to you when you save & invest

Business loans

Access business loans easily when you bank with us

Bill payment

Paid bills instantly with our intuitive payment dashboard

Budget control

Control and have budget of your finance with our budget management

How it works

A free bank account to power your financial

Easy 3 steps to use our services.

Download app & sign up

First download our app on apple store or google store and register

Verify your account

Provide any means of identification to verify your details to secure account

Start enjoying services

Enjoy our unlimited services like send, transfer, receive, pay bills and more

Get started for free

WHY CHOOSE US?

Access your financial services all in one app

We stand out for their convenience, cost savings, and enhanced security. Customers can manage their finances from anywhere using their computer or mobile device.

Superfast transfer

Send and receive funds at superfast speed when you use the GAP app.

Transaction insights

determine what habits you feed the most with our daily, weekly insights

Topnotch security

We keep your data save from fraud with our 2FA security features encrypted end to end

Earn while you save

Enjoy up to 15% annual interest on your savings when you choose any saving plans.

Do more with us

Helping students and youth do more with zero access banking

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Easy Collection System

Less repayment fees

Flexible repayment plan

Easy loan banking

Do more with us

Be in complete control over your money

Our customers can have peace of mind knowing that their personal and financial information is secure with their account. your gateway to life free of stress is to be in control of your financial

Get started for free

Our testimonials

Hear what the millions people say about us

Here are some reviews from some of our esteemed customers

Oaypay has revolutionized the way I manage my finances. With their intuitive platform, I can easily track my expenses, make payments, and even plan for investments. It's like having a financial advisor right at my fingertips.

Designer Ibrahim

As a student, I needed a banking solution that matched my on-the-go lifestyle. OAYPAY was a game-changer. I can check my account balance, pay my bills, and send money to friends instantly. It's hassle-free and perfect for my busy schedule.

Pharkmanlee

Running my small business was made easier with OAYPAY. Their zero-access banking allowed me to manage my company's finances online, even without a physical branch. It's efficient, secure, and tailored to my business needs.

Simple solution to your financial problems